As easy as sending a WhatsApp. Tell us the pharmacy, lab, or clinic and the amount — we pay them directly. One honest fee, shown before you send. No hidden exchange-rate markup, no cash that disappears.
One fee, ~3%, shown upfront · No hidden FX · Licensed & encrypted.
Direct to the provider
Your money becomes a paid medical bill — never cash that can be diverted.
Licensed & encrypted
A registered money transmitter with bank-grade security. Your medical details stay private.
We never hold a payment
Real-time status in WhatsApp. If a payment can’t be completed, you’re refunded — no questions.
56–61%
of healthcare in Guatemala is paid out-of-pocket — so this money is critical and recurring.
70–80%
of remittances are cashed out immediately — with no proof they reached care.
6–11%
is what incumbents charge to send cash. We pay the provider directly for ~3%.
The real problem
Other services charge 6–11% — most of it hidden in the exchange rate — and the money still arrives as cash that can get spent on anything.
How it works
Send the bill over WhatsApp — pharmacy, lab, or clinic.
Straight to the provider. One fee, ~3%, shown before you confirm.
You get the receipt. No app to download, no line.
No hidden markup
$200 to a clinic costs you about $6 with us, versus $12–$22 elsewhere — and theirs arrives as cash, not a paid bill. We make money on a small, visible fee — never on a hidden exchange rate.
Compare: 6–11% elsewhere, hidden in the exchange rate — and it arrives as cash.
How we protect your payment
We pay the pharmacy, lab, or clinic’s account directly. The funds can only be spent on care — so the prescription actually gets filled.
Registered money transmitter, bank-grade encryption, and a pure payment rail — we handle the bill, never your family’s medical records.
Real people, in English and Spanish, on the channel you already use. Track every payment from your phone.
We’re launching with trusted pharmacies and diagnostic labs across Guatemala — starting in the towns most families send money home to.
Questions
You tell us the pharmacy, lab, or clinic and the amount. We pay that provider’s account directly in Guatemala, so the money can only be spent on care. Your family member picks up the medicine or gets the test — no cash changes hands.
Yes. Mediquito operates as a registered money transmitter with bank-grade encryption. We’re a payment rail — we move the payment to the provider and never touch your family’s medical records.
About 3% per payment, shown before you confirm — versus the 6–11% most services bury in the exchange rate. Founding members (the first 500 families) pay 0% fees for life.
We’re launching with pharmacy and diagnostic-lab partners across Guatemala, then expanding to clinics and hospitals. Join the waitlist and tell us where your family is — it helps us prioritize.
You’re refunded, no questions asked. For something as urgent as medication, we never sit on your money — you’ll always see real-time status in WhatsApp.
No. You can join and pay over WhatsApp — the channel you already use. No app, no new password.
Join free — the first 500 families lock in 0% fees for life.