Mediquito
Starting in Guatemala

Mom’s insulin — paid for. Confirmed.

Pay your family’s pharmacy, lab, or clinic bill in Guatemala from your phone — and see exactly what the provider receives, down to the cent. Send $50, the pharmacy gets $50. No diversion, no hidden FX markup.

We’ll text you on WhatsApp when we launch in your area.

Licensed money transmitter · Direct-to-provider · Confirmed on WhatsApp.

Direct to the provider

Your money becomes a paid medical bill — never cash that can be diverted.

Licensed & encrypted

A registered money transmitter with bank-grade security. Your medical details stay private.

We never hold a payment

Real-time status in WhatsApp. If a payment can’t be completed, you’re refunded — no questions.

56–61%

of healthcare in Guatemala is paid out-of-pocket — so this money is critical and recurring.

70–80%

of remittances are cashed out immediately — with no proof they reached care.

6–11%

is what incumbents charge to send cash. We pay the provider directly for ~3%.

The real problem

It’s not “healthcare costs.” It’s Papá’s dialysis on Thursday.

It’s Abuela’s blood-pressure pills running out. It’s a lab test she keeps postponing because the money “went somewhere else.” Generic remittance can’t promise the prescription gets filled. We can.

How it works

See it before you send.

  1. 1

    Enter the bill

    Tell us the provider and amount — we show you exactly what they’ll receive.

  2. 2

    We pay the provider

    Straight to the pharmacy, lab, or clinic. ~3% fee, shown upfront.

  3. 3

    Confirmation, with their name on it

    The receipt lands in WhatsApp — named provider, exact amount.

No hidden markup

Send $50 → the pharmacy gets $50.

See exactly what the provider receives and our fee — about 3%, versus the 6–11% other services bury in the exchange rate. No diversion, no surprises.

Payment receipt Paid
You send
$200.00
Provider receives
$200.00
Our fee (~3%)
$6.00
Paid to
Farmacia · Quetzaltenango

Compare: 6–11% elsewhere, hidden in the exchange rate — and it arrives as cash.

How we protect your payment

Built so the money can only reach care.

Paid to the provider, not to cash

We pay the pharmacy, lab, or clinic’s account directly. The funds can only be spent on care — so the prescription actually gets filled.

Licensed, private, secure

Registered money transmitter, bank-grade encryption, and a pure payment rail — we handle the bill, never your family’s medical records.

Bilingual WhatsApp support, 24/7

Real people, in English and Spanish, on the channel you already use. Track every payment from your phone.

Starting in Guatemala. Built for the families who need it most.

We’re launching with trusted pharmacies and diagnostic labs across Guatemala — starting in the towns most families send money home to.

Guatemala — launching first Coming next: MéxicoEl SalvadorHondurasRep. Dominicana

Questions

Straight answers — in English and Spanish.

How does this work — what does “pay the provider directly” mean?

You tell us the pharmacy, lab, or clinic and the amount. We pay that provider’s account directly in Guatemala, so the money can only be spent on care. Your family member picks up the medicine or gets the test — no cash changes hands.

Is this legal and safe?

Yes. Mediquito operates as a registered money transmitter with bank-grade encryption. We’re a payment rail — we move the payment to the provider and never touch your family’s medical records.

What does it cost?

About 3% per payment, shown before you confirm — versus the 6–11% most services bury in the exchange rate. Founding members (the first 500 families) pay 0% fees for life.

Which providers can I pay?

We’re launching with pharmacy and diagnostic-lab partners across Guatemala, then expanding to clinics and hospitals. Join the waitlist and tell us where your family is — it helps us prioritize.

What if a payment can’t be completed?

You’re refunded, no questions asked. For something as urgent as medication, we never sit on your money — you’ll always see real-time status in WhatsApp.

Do I need to download an app?

No. You can join and pay over WhatsApp — the channel you already use. No app, no new password.

First 500 families · 0% fees for life

Pick the bill. We’ll handle the rest.

Founding families get 0% fees for life — first 500 only. Elige la cuenta; nosotros nos encargamos.

We’ll text you on WhatsApp when we launch in your area.